22+ years working in Multi-Line Insurance, Auto, Home, Commercial, Work Comp, Life and Financial Services and I still get asked this question: WHY LIFE?
For many people they will spend thousands of dollars throughout their lifetime on Auto and Home Insurance with the HOPE and the PRAYER that they will never have an accident, a fire, or a claim of any type. YET, why is it that so many people will avoid the conversation and discussion about Life Insurance WHEN it is the ONLY product that is GUARANTEED TO HAVE A CLAIM. We all are going to die and the unfortunate reality is, that not one of us knows the time it is going to happen. COVID for example was a prime example of this in our world as we know it and many are forecasting it will return with a vengence in the next couple of years or less.
Life Insurance is the greatest sign of love you can offer to those you leave behind. To make sure your children can have the education you desire, that your spouse/partner can maintain their home and their lifestyle. THAT YOUR LOVED ONES CAN GRIEVE WITHOUT THE ADDED FINANCIAL BURDEN TO ADD TO THE STRESS.
Also, the greatest time to seek is NOW. None of us are getting younger each day and most of us are getting less healthy and more illness, all factors that impact the price.
Life Insurance is the only Insurance GUARANTEED to have a claim to pay as long as premiums are paid. GoFundMe and a Car Wash are not a plan?!?!
John Lucero, is a successful business owner with over 20 years of experience in multi-line insurance agency operations for several major National Brands. With an expertise in Recruiting, Educating, Coaching, Developing and Product Knowledge, his passion and drive to ELEVATE Insurance Agencies to higher levels of success is what keeps him inspired about the future and motivated about making a difference.
